1. About This Website
Medicare Kimberly is an educational and informational website operated by Vital Services, LLC. Kimberly Gregory is an independent licensed insurance agent serving Florida. Website content is intended to help visitors understand general coverage concepts and connect with Kimberly for individualized assistance.
2. Not a Government Website
Medicare Kimberly and Vital Services, LLC are not affiliated with, endorsed by, or sponsored by the U.S. government, Medicare, or the Centers for Medicare & Medicaid Services (CMS). For official Medicare information, visit Medicare.gov or call 1-800-MEDICARE.
3. General Information, Not Individualized Advice
Information on this website is provided for general educational purposes and is not a substitute for reviewing your specific medical, financial, prescription, or coverage needs. Plans, benefits, networks, formularies, eligibility rules, enrollment periods, and costs can vary by individual and may change. Official plan documents and applicable program rules control if any website summary differs from them.
Nothing on this website guarantees eligibility, enrollment, approval, a particular benefit, or a specific cost. For advice about your circumstances, contact Kimberly or the relevant plan or government program.
4. Insurance Products and Availability
Insurance products and plan availability depend on your location, eligibility, applicable enrollment rules, and the insurance carriers with which an agent is appointed. Not every plan or insurance option may be available through Kimberly. Visiting this website, submitting a question, or speaking with an agent does not itself create an insurance policy or enroll you in coverage.
5. Contacting Kimberly and Sending Information
You may use the contact information and any website forms provided to request information or assistance. Please provide accurate contact details and avoid sending Social Security numbers, Medicare beneficiary identifiers, payment information, or detailed medical records through a general website inquiry form. When sensitive information is necessary for an application, use an appropriate secure carrier or enrollment process.
Submitting an inquiry does not, by itself, authorize unrelated marketing messages or waive any consent requirements that apply to insurance communications.
6. Acceptable Website Use
You agree not to interfere with website operations or security, attempt unauthorized access, submit malicious code, misrepresent yourself, or use website content or contact features for unlawful purposes. Reasonable personal, noncommercial use of the site's educational content is welcome.
7. Content and Intellectual Property
Unless otherwise noted, original website text, graphics, layout, and branding belong to Vital Services, LLC or are used with permission. You may read, print, or save content for personal, noncommercial reference. Reproduction or redistribution for other purposes requires permission from the applicable rights holder. Names and trademarks of third parties remain the property of their respective owners.
8. Links to Other Websites
We may link to Medicare.gov, insurance carriers, or other independent resources for convenience. Those organizations control their own websites and policies. A link does not mean Medicare Kimberly endorses every statement or service on the linked site.
9. Website Availability and Accuracy
We work to keep our educational content useful and current, but website content may contain errors or become outdated. The website may also be temporarily unavailable for maintenance or technical reasons. To confirm important coverage decisions, rely on current official information and plan materials.
10. Privacy
Our Privacy Policy explains how information shared through the website is addressed. Please review it before submitting personal information.
11. Updates to These Terms
We may revise these terms as the website, services, or applicable requirements change. The effective date at the top of this page identifies the latest published version. Continued use after an update indicates acceptance of the updated terms.