Help cover out-of-pocket costs
with Original Medicare.
Medicare Supplement insurance (also called Medigap) works alongside Original Medicare to help pay some of the out-of-pocket costs, such as deductibles, copayments and coinsurance.
✓ No-cost consultation ✓ No obligation ✓ No high-pressure sales.
Medicare Supplement (Medigap) plans are offered by private insurance companies and are designed to help pay some of the out-of-pocket costs that Original Medicare doesn’t cover. These plans work alongside your Part A (hospital) and Part B (medical) coverage.
Used together with
Parts A and B.
May pay deductibles,
copayments and
coinsurance.
Plans are standardized
and identified by letters
(e.g., Plan G, Plan N).
Helps make out-of-pocket
medical costs more
predictable.
See any doctor or hospital
that accepts Medicare
anywhere in the U.S.
Medigap plans are standardized by the federal government and identified by letters. The most commonly chosen plans include Plan F (for those eligible), Plan G and Plan N.
Coverage and availability may vary by location and insurance company.
A Medicare Supplement plan may be a good fit if you want more predictable out-of-pocket costs and the freedom to see any doctor that accepts Medicare.
Medigap works with Original Medicare to help pay certain out-of-pocket costs. Medicare Advantage is a different way to receive your Medicare Part A and Part B benefits through a private plan. You generally cannot use a Medigap policy to pay Medicare Advantage costs.
The right plan depends on your healthcare needs, budget, eligibility, and preferred balance of premiums and out-of-pocket costs. Kimberly can help you compare standardized benefits and insurer prices.
With Original Medicare and Medigap, you can generally visit any doctor or hospital nationwide that accepts Medicare.
Monthly premiums vary by insurance company, plan letter, location, age, and other rating factors. You continue paying your Medicare Part B premium as well.
Your one-time federal Medigap Open Enrollment Period generally begins the first month you're 65 or older and enrolled in Medicare Part B, and lasts six months. Other guaranteed-issue rights may apply.
You may apply to change plans, but outside certain guaranteed-issue situations, an insurer may use medical underwriting or decline your application, depending on applicable rules.
HAVE QUESTIONS ABOUT MEDIGAP?
Kimberly can help you compare available plans from multiple insurance companies and find the option that fits your health care needs and budget.
▣ REQUEST A CONVERSATION
Get trusted, independent guidance from Kimberly. Serving Jupiter, Palm Beach Gardens, North Palm Beach, Juno Beach, Tequesta, Hobe Sound, Stuart, Palm City and surrounding communities.