Self-Employed
Freelancers, contractors and small business owners.
Not Eligible for Medicare?Kimberly Can Help With
ACA Marketplace Insurance, Too.
If you’re under 65 or otherwise not eligible for Medicare, Kimberly can help you understand ACA Marketplace health insurance, compare available plans, determine if you may qualify for savings, and enroll in coverage that fits your needs and budget.
No-cost consultationNo obligationNo high-pressure sales
Who May Need Marketplace Coverage?
ACA Marketplace insurance may be a good option for individuals and families who are not eligible for Medicare and do not have access to employer-sponsored health insurance.
Between Jobs
Recently lost employer coverage or currently unemployed.
Early Retirees
Not yet 65 and need coverage.
Individuals & Families
Without access to employer-sponsored health insurance.
Qualifying Life Events
Such as marriage, having a baby, moving, or losing other coverage.
How Kimberly Can Help
Get the information and support you need to make confident decisions about your health coverage.
Understand Plan Choices
Learn about available plans, coverage levels and what’s included.
Compare Your Options
Review premiums, deductibles, provider networks and prescription drug coverage.
Help With the Application
Get guidance with the Marketplace application and enrollment process.
Review Eligible Savings
Find out if you may qualify for premium tax credits or other savings through the Marketplace.
About ACA Marketplace Insurance
The Affordable Care Act (ACA) Marketplace provides health insurance options for individuals and families who are not eligible for Medicare. Plans cover essential health benefits, including preventive care, hospital services, prescription drugs, and more.
Coverage Varies by Location
Plan availability, costs and provider networks can vary by your ZIP code. Kimberly can help you explore the options available in your area.
You May Qualify for Savings
Eligible consumers may qualify for premium tax credits or other savings through the Marketplace. Kimberly can help you understand if you may be eligible based on your household income and situation.
Open Enrollment & Special Enrollment
Annual Open Enrollment
Each year there is an annual Open Enrollment Period when most people can enroll in or change a Marketplace plan.
Special Enrollment Period (SEP)
You may be able to enroll outside of Open Enrollment if you have a qualifying life event, such as losing other coverage, getting married, having a baby, or moving.
Frequently Asked Questions
What is ACA Marketplace insurance?
It is private health insurance available through the Affordable Care Act Marketplace, with different plan and cost options depending on where you live.
Can Kimberly help me apply?
Yes. Kimberly can help you review available plans and guide you through the application and enrollment process.
Could I qualify for financial help?
Eligibility depends on factors such as household income, family size, and access to other affordable coverage. Marketplace eligibility rules determine available assistance.
Can I get coverage if I’m self-employed?
Many self-employed individuals use the Marketplace. Available plans and possible savings depend on your circumstances.
What if I lose job-based coverage?
Losing qualifying employer coverage may allow a Special Enrollment Period. Enrollment deadlines can apply, so it is important to review your options promptly.
What happens when I become eligible for Medicare?
Marketplace coverage and financial assistance rules can change when you become eligible for Medicare. Kimberly can help you plan your transition and avoid overlapping or unsuitable coverage.
Not Medicare eligible yet?
Let’s Find Coverage That Fits Your Situation.
Kimberly can help you understand your options, compare plans, and enroll in ACA Marketplace coverage that meets your needs.
♟
Licensed Independent AgentMultiple insurance organizations
♥
Personal ServiceOne-on-one guidance
♦
Florida Health Insurance HelpServing Palm Beach County, Martin County and surrounding areas
♧
No High-Pressure SalesEducation first. Decisions are yours.
Your Local Health Insurance Resource
in Palm Beach County & Martin County
Get trusted, independent guidance from Kimberly. Serving Jupiter, Palm Beach Gardens, North Palm Beach, Juno Beach, Tequesta, Hobe Sound, Stuart, Palm City and surrounding Florida communities.